WHEDA Renovation

Advantage Conventional HomeStyle® Renovation

WHEDA understands that not every home is move-in ready. It can be difficult to find a house within your budget, that meets your needs, and that you can call “home.” WHEDA’s HomeStyle® Renovation is the answer.

HomeStyle® Renovation is an enhancement to our statewide Advantage Conventional program


  • Borrowers can buy and renovate a home with one mortgage
  • All costs associated with your renovation – including six months of mortgage payments if you are unable to occupy your home during renovation – can be financed
  • Six months after closing to complete the renovation work
  • Up to 100% financing for eligible borrowers and property types


  • Borrowers must qualify for a conventional WHEDA Advantage loan
  • Owner-occupied primary residence only
  • 30-fixed first mortgage can be utilized with WHEDA down payment assistance